Learn more at: gemini.com/daniel

The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and
other cost information, see Rates & Fees: gemini.com/legal/cardholder-agreement. Some
exclusions apply to instant rewards in which rewards are deposited when the transaction posts.
Subject to Rewards Program Terms:.gemini.com/legal/credit-card-rewards-agreement. All
qualifying purchases under the 4% back category earn 4% back on up to $300 in spend per
month (then 1% thereafter in that month). Spend cycle will refresh on the 1st of each calendar
month. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account

opening. Terms apply: www.gemini.com/legal/credit-card-intro-promo-terms. Analysis
reflects Gemini Credit Card holders who earned bitcoin rewards between 10/08/2021 and
10/5/2024 and held all such rewards in their Gemini account through 10/5/2025. Calculation is
based on bitcoin market value changes during the holding period. Individual results will vary
depending on spend behavior, chosen rewards currency, holding duration, and market
performance. Past performance is not indicative of future results. This information is for general
informational purposes only and does not constitute investment advice.