In this episode, co-hosts Jarrad Brown and Joel Kerin return to unpack some of the biggest conversations shaping personal finance for Australian expats . We cover local superannuation tax changes to global pension strategies.

In the first half of the episode, we explore:
→ The Reserve Bank of Australia’s recent interest rate cut and the outlook for July
→ Division 296 and what the proposed “unrealised capital gains tax” could mean for high-balance superannuation holders
→ Key financial strategies to consider as the new financial year begins

In the second half, we're joined by UK pension transfer specialist Steph Mills, who breaks down the complex world of UK pension transfers and QROPS for Australians planning to return home.

Topics include:
→ Defined benefit vs defined contribution pensions
→. When it makes sense to transfer a UK pension to Australia, and when it doesn’t
→ What QROPS is and why it matters
→ Navigating the 6-month residency rule and applicable fund earnings
→ Avoiding common tax traps, penalties, and costly mistakes
→ Managing currency risk, contribution caps, and future mobility

Whether you're holding a UK pension, preparing to return to Australia, or looking to stay informed on recent superannuation and tax changes, this episode is full of practical insights.

New episodes of Money Side Up drop on the last Wednesday of each month.

#MoneySideUp #UKPensions #QROPS #Division296 #RBA #AustralianExpats #Superannuation #RetirementPlanning #FinancialStrategy #ExpatWealth #GlobalFinance

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General Information Only: The information on this podcast & video is of a general nature only. It does not take into account your individual financial situation, objectives or needs. You should consider your own financial position and requirements before making a decision.

*Please note that none of the content shared here should be taken as personal advice. You should consult your tax agent and financial adviser to review your current personal finances and financial goals to consider whether this strategy is appropriate for y