In this video Faisal Nadeem shared 10 banking interview questions and answers or bank interview questions and answers for bankers by @Knowledge Topper with suitable examples....

Q1) Why do you want to work in the banking sector?
Answer: Banking offers stability, growth, and the opportunity to serve customers while working in a professional environment.

Q2) What are the primary functions of a bank?
Answer: Accepting deposits, providing loans, offering financial services, and facilitating payments.

Q3) What is the difference b/w saving account and current account?
Answer: A savings account earns interest and is for personal use; a current account is used for frequent transactions, mainly by businesses.

Q4) What is KYC?
Answer: "Know Your Customer" – it’s a process to verify a customer’s identity and prevent fraud.

Q5) What is the role of a bank teller?
Answer: Handling deposits, withdrawals, customer queries, and maintaining cash accuracy.

Q6) How do you handle a customer complaint?
Answer: I listen calmly, understand the issue, resolve it quickly or escalate if needed, and ensure the customer feels heard.

Q7) What do you understand by credit score?
Answer: It’s a number that reflects a person’s creditworthiness based on their borrowing and repayment history.

Q8) How do banks make a profit?
Answer: By charging interest on loans, fees for services, and investing customer deposits.

Q9) What is a fixed deposit?
Answer: It’s a deposit made for a fixed term with a higher interest rate than savings accounts.

Q10) Why should we hire you for this banking position?
Answer: I’m reliable, detail-oriented, and skilled in communication and customer service — essential for banking success.



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