*NO REFERRAL LINKS*

In this video, we dive deep into the starter credit card battle between two of the most popular options for students and first-time credit card users: the *Discover It Student* and the **Chase Freedom Rise**. Both of these cards are aimed at helping individuals build credit from scratch, but they each come with unique benefits, perks, and potential drawbacks.

We begin by breaking down the core features of each card. You'll learn about the cash-back rewards structure of both cards, including Discover's rotating 5% cash-back categories and Chase Freedom Rise's flat-rate earning system. We’ll compare how these cards help you maximize savings on everyday purchases, from groceries and gas to dining out and online shopping.

Next, we dive into the credit-building features that set these cards apart. From introductory offers like Discover’s cashback match to Chase's automatic credit line reviews after 6 months, we analyze which card is better suited for students or those with limited credit history. Additionally, we cover other key factors like interest rates (APR), fees, and flexibility, such as the ability to freeze your card if lost or stolen.

For students, the Discover It Student offers bonuses for good grades, making it an appealing choice if you're looking to earn rewards for academic performance. On the other hand, the Chase Freedom Rise offers unique perks that help students and young adults take the first step toward financial independence with solid customer support and account monitoring tools.

To round out the comparison, we take an honest look at the long-term value of these cards. Which card will offer the most benefits after you've graduated and moved on to more advanced credit products? What about acceptance rates and ease of use in different spending situations?

By the end of this video, you'll have a clear understanding of the pros and cons of both the Discover It Student and Chase Freedom Rise cards. Whether you’re a student looking to build credit or a first-time cardholder weighing your options, this detailed comparison will help you decide which starter credit card is the best fit for your financial goals.

Be sure to watch until the end for our ultimate verdict and tips on how to get approved for your first credit card!