Comment ‘SMART’ if you’re over paying for high annual fees and just want the best card setup already 👀

Now there are tons of flashy credit cards out there promising big rewards…

but most of them come with huge annual fees or perks you’ll never actually use 😅

So here’s what really matters when picking the right credit card duo:

➡️ Does it give you points on what you’re already spending money on?
➡️ Are there straightforward rewards that make it easy to earn and use them?
➡️ And most importantly — are you avoiding high annual fees that drain your rewards?

⚠️ Not financial advice — and definitely not an excuse to go into more debt ⚠️

But if you’re spending responsibly, this 2-card combo is a smart way to rack up cash back without the stress 🙂‍↕️

If you’re ready to ditch the points confusion and start earning rewards that actually fit your life, comment ‘SMART’ and I’ll send you the cards!

Make sure to follow @joinkudos so you get the dm and more cc tips!

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