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Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.

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Timestamps -

00:00 – Intro
02:29 – Friendship with Raj
03:42 – Childhood, Kunal as a Person
07:50 – Failure
18:56 – Fear into Curiosity
29:29 – Mediocre People
34:16 – Mocking Someone = Low Status
35:10 – Successful People Don’t Gossip
39:38 – Being Liked vs. Being Respected
45:15 – Kunal’s Fear of Escaping
47:42 – Relationships Without AI
53:52 – How Kunal Uses AI
58:35 – Hard Work Yet Still Poor
1:04:25 – Truth-Seeking vs. Validation
1:14:12 – Why Indians Settle for Average Careers
1:18:17 – Becoming Extraordinary
1:21:13 – Misunderstood Ambition
1:22:53 – Aspirations High, Trust Low
1:27:31 – Trusting Apps Over Humans
1:30:21 – Concept of Trust
1:43:11 – Status
1:45:58 – Failure
1:51:18 – Power & Politics
1:58:25 – IQ
2:05:50 – Concept of Respect
2:11:58 – What he chases in Life
2:21:08 – Sympathy
2:23:55 – Nepotism & Success
2:25:54 – Greed & Money
2:29:04 – AI & Brain Evolution
2:33:30 – Offense & Insecurity
2:36:54 – Indians & Rationality
2:42:23 – Reputation is Misguided
2:48:45 – Shame
2:55:16 – How Gen Z Differentiates on Social Media
2:55:58 – Resourceful vs. Insightful People
2:58:57 – BTS
2:59:43 – Outro

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In today’s episode, we have Kunal Shah, founder of CRED and one of India’s most thought-provoking entrepreneurs. He shares how he observes human behaviour, structures his thinking, and why asking the right questions has helped him build better businesses. From tweeting ideas for clarity to breaking down complex mindsets around ambition, discipline, and failure, this episode is full of sharp insights.

We discuss why average careers are so common, how trust shapes a country’s progress, and why people admire success but quietly root for its collapse. Kunal explains why poor people often take bigger risks, what drives resourcefulness, and how to train your brain to think long-term in a short-term world.

In the final segment, he opens up about his personal insecurities, what success means to him, and how he views status, knowledge, and identity in a rapidly changing world. He talks about the type of people he avoids, the difference between real and performative ambition, and why he believes most powerful people are great at keeping secrets.

Subscribe for more such conversations!

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Instagram: www.instagram.com/kunalb11/
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LinkedIn: www.linkedin.com/in/kunalshah1/

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About Raj Shamani
Raj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.

To Know More,
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About Figuring Out
Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in Indi