This thread discusses what constitutes sustainable wealth building, based on data showing the percentage of people who are cutting back on living expenses and entertainment costs to invest in wealth creation.

If you're interested in learning about the efforts of others in wealth building, please refer to this thread.

We provide useful information on money-related topics such as the new NISA, index investing, pensions, earning methods, saving, budgeting, investing, and wealth building.

🍀Here's a list of recommended books by Hiyoko, as I'm often asked about them:
www.amazon.co.jp/shop/influencer-a95b76ae

🍀References
National Tax Agency, 2024 Survey of Private Sector Salaries
www.nta.go.jp/publication/statistics/kokuzeicho/mi…

Statistics Bureau of Japan, Household Expenditure Survey
www.stat.go.jp/data/kakei/index.html

DIME: How are people finding the funds to invest in wealth building?

dime.jp/genre/2108894/

Meiji Yasuda Conducts Survey on "Household Finances"
www.meijiyasuda.co.jp/profile/news/release/2026/pd…

J-FLEC Financial Literacy Survey
www.j-flec.go.jp/wpimages/uploads/25lite_pointr.pd…

Money Forward: Should First Salaries Be Used for "Investment"? Survey on Money Matters of Working Adults in Their First to Fourth Years
prtimes.jp/main/html/rd/p/000001620.000008962.html

🍀Recommended Related Videos
[Shocking Data from the Past 50 Years] It seems that if a bull market lasts for 3 years, it can last for an average of 8 years. Shortest 5 years, longest 12-3 years, currently in its 3-5th year.
   • 【過去50年の衝撃データ】強気相場が3年続くと平均で8年も続くらしい。最短5年、最長...  

In the end, it reached a new all-time high. What was the point of the decline caused by the US-Iran war? The fate of fools who were swayed and stopped their asset growth.
   • 結局、最高値更新。米イラン戦争の下落って何だったんだ？振り回されて資産の成長を止めた...  

The trap of setting monetary goals. I've surpassed my target asset amount of 40 million yen, but I still can't stop investing.
   • 金額ゴール設定の罠。ワイ、目標資産額4000万円を突破したが未だに積立をやめられない...  

[Cabinet Office Data] NISA purchases exceed 71 trillion yen. The economic gap between those who invest and those who don't has entered a phase where it's no longer possible to narrow it, no joke.
   • 【内閣府データ】NISA買付71兆円突破。投資してない層との経済格差、もう冗談抜きで...  

[Sad News] Before we knew it, the economy had split into the top 20% and the bottom 80%. The middle class is now an illusion. Is it too late for Japan's K-shaped economy?
   • 【悲報】気づいたら上位20%と下位80%に分岐してた。もう中間層は幻想。日本のK字型...  

We've entered an era where "stock price shocks are commonplace." The conventional wisdom of investing, which assumed crashes every few years, has collapsed.
   • "株価ショック常態化"時代に突入。数年に一度の暴落が前提だった投資の常識が崩壊。【2...  

The weaknesses of relying solely on index funds revealed by the Middle East conflict, and a mechanism to change from "enduring" to "waiting" for a crash.
   • 中東紛争で見えたインデックス一本槍の弱点と、暴落を"耐える"から"待つ"に変える仕組...  

Here's how to increase your assets by utilizing a crash. It's known that investment returns are almost entirely determined by ●●.
   • 暴落を活用して資産を増やす方法がこちら。資産運用のリターンは●●でほぼ決まることが分...  

The situation in Iran and concerns about oil supply led to continued declines this week. It seems that more people have cut their losses on their NISA investments.

   • イラン情勢や原油供給懸念で今週も続落。NISA損切り民が今回も出てしまった模様。【2...  

My life is on the verge of collapse with a monthly investment of 100,000 yen. This is the reality of NISA poverty.

   • 月10万積立で生活が壊れかけてる。これがNISA貧乏のリアル。【2chお金スレ・有益スレ】  

[Shocking] In 2026, 35% are not investing, and 36% are cautious. How to stand out when the majority are playing it safe.

   • 【驚愕】2026年のこの時代に投資しない派35%、慎重派36%。大多数が守りに入る中...  

It's my third year with the new NISA, aren't you tired of building assets already? I'm continuing to invest, but my motivation is completely dead. Anyone in the same situation, come here.

   • 新NISA3年目、資産形成もう飽きてないか？積立は続けてるがモチベは完全に死んでる。...  

The Nikkei average has plummeted to its third-largest level in history, crude oil prices are soaring, the yen is weak, and bonds are falling—all at once. Discuss what actions will make a difference in this situation.

   • 日経平均歴代3位の暴落、原油急騰、円安、債券安、全部同時に来た。この局面で差がつく行...  

I've finally surpassed 20 million yen. My life has truly improved since I started building my assets. The benefits are so overwhelming that I'll definitely continue.

   • ワイ氏ついに2000万突破。資産形成を始めたら人生ガチ好転。反則級のメリットが多すぎ...  

[National All-Out All-Out Investing] All-Out Investors' Net Assets Exceed 10 Trillion Yen. Surpassing the S&P 500 and becoming the top in Japan. Is it really safe to rely solely on All-Out Investors? Reasons for my unease.

   • 【国民総オルカン化】オルカン純資産10兆円突破。S&P500を上回って国内首位に。本...  

The 10 million yen asset barrier? I haven't even broken the 5 million yen barrier yet... Isn't this even higher?

   • 資産1000万円の壁？俺はまだ500万円の壁すら突破できていないんだが…。こっちのが...  

Things you need to understand to get a fast pass to asset building. Those who don't know will be stuck on the back roads forever.

   • 資産形成のファストパスを手に入れるために理解すべきこと。知らない奴は一生下道を走るこ...  

Your take-home pay will decrease from April 2026. The full picture of the "hidden tax increase" and the golden rules for protecting and increasing your assets.

https://you