FINANCES. Stocks. 401k. Mutual funds. Investing. Where to begin?? This can be a daunting topic for most (I’ve been there…) but I want to share with you all some of the lessons I’ve learned throughout the years on what’s worked for me to simplify the process.

00:00 - Intro
00:53 - When do you start investing?
02:27 - What is a high yield savings account?
04:13 - Should I pay off my debt or invest?
05:25 - How much should I be investing?
06:22 - Different types of retirement accounts
10:16 - Investing as a beginner: mutual funds vs. ETFs
12:33 - My personal investing strategy
13:56 - I don’t have enough to invest.. what should I do?

MENTIONED ❤︎
❐ Happy Panda FIRE flow chart: www.edrawmax.com/article/fire-flowchart.html
❐ ETF vs Mutual fund: www.fool.com/investing/how-to-invest/etfs/etf-vs-m…
❐ Warren Buffett example: www.investopedia.com/articles/investing/030916/buf…
❐ The stock market’s annual returns: www.personalfinanceclub.com/the-stock-markets-annu…
❐ Marcus by Goldman Sachs High Yield Savings Account: www.marcus.com/share/MIK-R2L-AQBM
❐ SoFi's High Yield Savings Account: www.sofi.com/banking/savings-account/

OUR SOCIALS ❤︎
➱ Instagram: www.instagram.com/mikirai/
➱ Kev's Insta: www.instagram.com/k3vmd/
➱ TikTok: mikiraiofficial + k3vmd
➱ Shop all my favorites: www.amazon.com/shop/mikirai

PODCAST ❤︎
☆ Instagram: instagram.com/scrubsandsoysauce
☆ TikTok: www.tiktok.com/@scrubsandsoysauce
☆ Spotify: bit.ly/sassonspotify
☆ Apple Podcasts: bit.ly/sassonapple

MUSIC ❤︎
❐ Epidemic sound