Insurance feels like safety. But for the companies? It’s a money machine.
You pay monthly. Most of the time, nothing happens. No claims. No payout.
That’s the business model. Collect billions in premiums — then invest that money before you ever need it.
How Insurance Companies Secretly Make Billions 💸
It’s called the float. And it’s how insurance companies quietly build one of the most profitable industries on Earth.
👀 In this video:
🔹 What is “float”?
🔹 Why insurance is like legalized gambling
🔹 How they use your money before giving it back (if they ever do)
🔹 Why actuaries are the secret weapon of the industry

Understanding the Surge in Home Insurance Premiums in 2025
Homeowners are facing unprecedented increases in insurance premiums, especially in disaster-prone areas. In this video, we delve into the factors driving these hikes, including climate change and regulatory changes. Stay informed to make the best decisions for your property and finances.
Key Points Discussed:
States affected by rising premiums​
Role of climate change in insurance costs​
Impact of new regulations on the insurance industry​
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💬 Comment below: Did you know insurance worked like this?

📲 Follow for more smart breakdowns of how money really moves.
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