There’s a lot of noise right now about a $2,400 Social Security increase and $1,200 monthly guaranteed income, and millions of Americans are already planning around it—but should you? In this video, financial expert David Kent, with over 25 years of retirement planning experience, breaks down what’s real, what’s political theater, and what you should actually be doing right now to protect your financial future. You’ll learn the truth behind these viral proposals—the Social Security Expansion Act, Emergency Inflation Relief Act, and the SUPPORT Act—and why most people are misunderstanding what they mean.

Before you make decisions based on social media headlines, watch this. David explains the real legislative process, why these bills aren’t law yet, and how to prepare your finances in the face of uncertainty. Because while Congress debates, your bills don’t wait. Stay informed, plan smart, and don’t let wishful thinking ruin your retirement.