Struggling to save money each month? Here are 4 simple budgeting and saving tips that actually work:

Track Your Spending – Record every dollar for one week to see where it goes.

50/30/20 Rule – Allocate 50% to needs, 30% to wants, and 20% to savings.

Automate Savings – Schedule automatic transfers so you save without thinking.

Cut Small Costs – Skip daily splurges (like coffee or subscriptions) to save hundreds.

Review and adjust at month’s end, tweak your budget to match reality and goals. Master these habits, and you’ll stop living paycheck to paycheck.
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